This month, I've got four stories for you:

• Which has higher yields – houses or units?

• Switching lenders has never been more popular

• $25k grant stimulates demand for new homes

• Banks extend mortgage holiday

As we count down the last days of the financial year, there’s been some positive news for buyers, homeowners and business owners.

• Property investors receive encouraging news

• First home buyers given new financial year gift

• Property market gets $1.5bn boost

• Government extends $150k asset scheme Property

Australians will be offered $25,000 grants to build a new home or start a major renovation under near-$700 million federal government housing package in a bid to boost the economy and act as a lifeline to the home construction industry.

Called 'HomeBuilder', the grant will complement existing State and Territory grants and schemes.

There’s news aplenty as Australia gradually returns to normal:

1. Research shows property keeps bouncing back

2. Time running out for immediate business tax break

3. Home-owners turning repayments back on

4. Taxes just got simpler for WFH Aussies

In some ways, things are starting to settle down in the home loans industry and there’s a clearer picture about opportunities and trends in the market.

Here’s 4 things we’re noticing:

1. Refinancing surges as rates tumble.

2. At-home Aussies embracing renos.

3. ATO warns investors about tax claims.

4. Investors turning from units to houses.